Terms and Conditions

Effective Date: January 15, 2026

By accessing or using this website, you agree to the following terms.

Educational Use Only

All content provided is for educational and informational purposes only. We do not guarantee specific outcomes or results.

No Professional Advice

Nothing on this site constitutes legal, financial, medical, or professional advice. You are responsible for your own decisions and actions.

Intellectual Property

All content, including text and downloadable materials, is owned by this site unless otherwise stated. You may not copy, reproduce, or redistribute content without permission.

Limitation of Liability

We are not liable for any losses, damages, or consequences resulting from the use of this website or its content.

External Links

This site may link to third-party websites. We are not responsible for their content, policies, or practices.

Changes

We may update these Terms at any time. Continued use of the site means you accept any changes.

Accessibility Commitment

We are committed to providing an accessible experience for all users. We strive to follow best practices for accessibility and usability. If you encounter any difficulty accessing any part of our site, please contact us so we can assist you and improve the experience.